Tradie Insurance - Australia wide coverage
We work for you - not the Insurers. We’ve been helping protect Aussie Tradies since 1998. We know Trades, We know Trades Risks and how to Protect them. As the Tradie Insurance Expert on your Team- we make Insurance and Insurance Claims Easy.
Personal Accident & Illness Insurance
Accidents Happen. Make sure you are covered - on and off the tools!
Personal Accident & Illness cover is designed to provide financial protection in the event of an accident or illness that affects your health and ability to work
If you are a sole trader, owner-operator, or have a small team, and you have an accident or illness that means you cannot work, how are you going to fulfill your contracts, and support yourself and your family?
Personal Accident and Illness Insurance can give you up to 85% of your wages per week to get the bills paid, hire an extra hand if you need it, and keep food on the table and some money in your pocket!
Personal Accident Insurance - What is it?
Personal Accident cover has you covered if you get injured in an accident. This insurance covers loss of wages (up to 85%) and pays a capital benefit.
Get protection fast - usually the same business day
Fall off your bike and can’t work? We’ve got you covered.
Footy Injury on the Weekend? We’ve got you covered.
Seriously ill? Your covered
Fall off your ladder doing a weekend job? We’ve got you covered.
Snowboard spill? We've got you covered.
What do I get?
- Weekly Benefit - up to 85% of your earnings
- Sum Insured - up to $2,500 per week
- Capital Benefits up to $200,000
- Flexible waiting periods - 7,14, 21, 28, 45, 60 Days
- Increased Benefit Periods - 52 and 104 weeks
- Cover for over 65's - tailored cover up to Age 80
- Business Expense option
Get up to 85% of your wages paid for up to 2 years if you get injured and cannot work.
Need a more comprehensive Life Insurance Policy? speak to a BJS Tradie Broker today. We have options to get you sorted so you and your family are protected.
I have Workers Compensation Insurance. Do I still need Personal Accident Insurance
Worker's Compensaiton is compulsory for all employers that employ staff. It covers accidents that happen on the job. Personal Accident Polices will protect you even when your not at work.
Why Tradies Choose BJS?
Australia Wide Coverage with Local Knowledge
Protecting Aussie Tradies since 1998. We work for you - not the Insurers. As your Tradie Insurance Expert, we make Insurance and Claims Easy. We know Trades, we know your Risks and how best to Protect You.
No Paper Work Hassles
Dedicated insurance expert for all your insurance needs.
Competitive Rates
We find you the right cover at the right price.
Fast Turnaround
Get the insurance you need - the same business.
Our clients say
Testimonials
As your trades insurance specialist - we do the work for you.
Request a Quote
Make an enquiry online - or Give us a call on 1300 TRY BJS (1300 879 257 ) to chat to a Public Liability Insurance Broker Now.
We Do the Work
Our Trades Insurance Broker Team have access to a range of specialist trades insurers to provide you with the choices you need for the protection you want.
Policy Payment
We offer a range of payment options - including Annual or Monthly. Click here for more information.
Need a hand managing your Personal Accident & Illness Insurance?
BJS Tradie Insurance Brokers can help. We work with Aegis - Risk Management Services and Commercial Motor Insurance support designed for Tradies.’ Does AEGIS work with CMV? I’ve Reworded it to ‘Your BJS broker is an expert on all things commercial motor, we are here to guide you with any questions you may have.