Commercial Motor Insurance

Understanding Commercial Motor Vehicle Insurance

Does your business run with vehicles and machinery? Keeping you moving after an accident is crucial so you can get back to doing what you do best.

  • Get Covered Fast - usually the same business day.

What does Commercial Motor Insurance cover?

This insurance typically provides protection for:

  • Physical damage to your vehicles
  • Liability for injuries or property damage caused by your vehicles
  • Medical expenses for injuries sustained by the driver and passengers

Why do I need it?

For businesses that depend on vehicles, having Commercial Motor Vehicle Insurance is more than just a wise choice-it’s essential. This coverage helps protect against financial losses resulting from accidents, property damage, injuries, or lawsuits.

Key Components of Commercial Motor Vehicle Insurance

Commercial Motor Vehicle Insurance, is tailored to cover a variety of business vehicles, including trucks, vans, Plant and machinery and delivery vehicles.

Liability Coverage

Covers damages and injuries to third parties caused by your vehicle.

  • Property damage liability

    Covers repairs or replacement of damaged property.

  • Collision Coverage

    Covers damage to your vehicle from a collision, regardless of fault.

  • Comprehensive Coverage

    Protects against damage from non-collision incidents, such as theft, vandalism, fire, or natural disasters.

Tailored Coverage for Your Business Needs

The specific coverage and policy limits can vary based on your insurance provider and the needs of your business. However, one thing remains constant: Commercial Motor Vehicle Insurance is a critical safeguard for businesses that rely on vehicles & machinery. It helps ensure that even when unexpected issues arise, your business can continue to operate smoothly.

Why Tradies Choose BJS?

Australia Wide Coverage with Local Knowledge

Protecting Aussie Tradies since 1998. We work for you - not the Insurers. As your Tradie Insurance Expert, we make Insurance and Claims Easy. We know Trades, we know your Risks and how best to Protect You.

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No Paper Work Hassles

Dedicated insurance expert for all your insurance needs.

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Competitive Rates

We find you the right cover at the right price.

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Fast Turnaround

Get the insurance you need - the same business.

Our clients say

Testimonials

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Nicole Gervasi
a year ago
Jessica from BJS Insurance Brokers is amazing! She is very personable, competent and prompt, clarifying any questions I had. I was referred to Jess after...
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damian downie
a year ago
Recently took out a Landlord style insurance. Chris from BJS in Wonthaggi has been fantastic. He was great to deal with during obtaining...
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John Wood
2 years ago
The guys at BJS are so good to deal with. Always open to looking into our needs, they give us peace of mind in that...

As your trades insurance specialist - we do the work for you.

  • 01

    Request a Quote

    Make an enquiry online - or Give us a call on 1300 TRY BJS (1300 879 257 ) to chat to a Public Liability Insurance Broker Now.

  • 02

    We Do the Work

    Our Trades Insurance Broker Team have access to a range of specialist trades insurers to provide you with the choices you need for the protection you want.

  • 03

    Policy Payment

    We offer a range of payment options - including Annual or Monthly. Click here for more information.

Need a hand managing your Commercial Motor Insurance?

BJS Tradie Insurance Brokers can help. We work with Aegis - Risk Management Services and Commercial Motor Insurance support designed for Tradies.’ Does AEGIS work with CMV? I’ve Reworded it to ‘Your BJS broker is an expert on all things commercial motor, we are here to guide you with any questions you may have.