Public Liability Insurance

Protect yourself and your business from third party damage and injury claims

Public Liability Insurance covers the cost of claims made against you by someone that has suffered an injury or damage to their property due to your negligence, including legal defense costs.

  • Your Choice of Cover: $5M, $10M, $20M
  • Claims from a third party for personal injury
  • Claims from a third party for damage to property

Public Liability Insurance - What is it?

Public Liability insurance is like a safety net for your business. It's a type of insurance that protects you if someone other than you and your team gets hurt, or their property is damaged as a result of or your team not taking precautions on the job, or as a result of inattentive work or incorrect procedures.

Do I need to have Public Liability Insurance?

"Most tradies are required to have Public Liability Insurance to get access to a job site or sign a contract for work.

Public Liability Insurance is essential for all tradespeople because accidents can happen to even the most careful professionals. "

How does it work?

"Think about Public Liability Insurance as a shield that covers you when unexpected accidents happen.

Let's say you accidentally knock over a valuable antique vase while you're working at a customer's place. Without public liability insurance, you could be held responsible for paying for the damages, which could be a big financial burden.

Public liability insurance gives you backup. It can help cover the costs of legal fees, medical expenses, or property repairs that arise from accidents related to your work. This way, you can focus on what you do best, knowing that you have an extra layer of protection. "

Why Tradies Choose BJS?

Australia Wide Coverage with Local Knowledge

Protecting Aussie Tradies since 1998. We work for you - not the Insurers. As your Tradie Insurance Expert, we make Insurance and Claims Easy. We know Trades, we know your Risks and how best to Protect You.

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No Paper Work Hassles

Dedicated insurance expert for all your insurance needs.

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Competitive Rates

We find you the right cover at the right price.

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Fast Turnaround

Get the insurance you need - the same business.

Our clients say

Testimonials

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Nicole Gervasi
a year ago
Jessica from BJS Insurance Brokers is amazing! She is very personable, competent and prompt, clarifying any questions I had. I was referred to Jess after...
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damian downie
a year ago
Recently took out a Landlord style insurance. Chris from BJS in Wonthaggi has been fantastic. He was great to deal with during obtaining...
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John Wood
2 years ago
The guys at BJS are so good to deal with. Always open to looking into our needs, they give us peace of mind in that...

As your trades insurance specialist - we do the work for you.

  • 01

    Request a Quote

    Make an enquiry online - or Give us a call on 1800 TRY BJS (1800 879 257 ) to chat to a Public Liability Insurance Broker Now.

  • 02

    We Do the Work

    Our Trades Insurance Broker Team have access to a range of specialist trades insurers to provide you with the choices you need for the protection you want.

  • 03

    Policy Payment

    We offer a range of payment options - including Annual or Monthly. Click here for more information.

Public Liability Insurance

Protect yourself and your business from third party damage and injury claims